Private vehicle finance

I have been a qualified Finance and Insurance Manager in the motor industry since 1987, specialising in private vehicle finance. Over the years, I have built strong connections with many franchise dealers and all the major banks to enable my clients the flexibility to purchase vehicles from either dealers or private sellers. To safeguard their investments, I conduct thorough security checks, starting with the licensing department to verify the complete history of previous owners. This helps protect clients from unknowingly purchasing rebuilt or accident-damaged vehicles.

Additionally, I offer refinancing options for business owners who previously financed their vehicles under their personal names and wish to transfer them to their business name. This is often due to their business being less than two years old, which typically disqualifies them from business financing. Refinancing is available to all qualifying clients for several reasons, including:

– Obtaining capital for personal or business use
– Seeking a better interest rate in order to reduce your monthly instalment
– First-time buyers wishing to reduce a high initial interest rate
– Eliminating a balloon or residual payment

My strong industry relationships enables me to connect clients with reputable dealers, and when visiting a dealership is difficult, I arrange for vehicles to be brought directly to the client. Pre-approved financing ensures clients know upfront what they qualify for, reducing stress and saving time. Beyond financing, I also educate clients on maintaining strong credit scores to secure favourable interest rates.

Looking forward to assisting you on your next purchase

Lydia Barley
Private Vehicle Finance
082 442 3889